What I’ve Learned About Property Investing as a Migrant in Australia

When I moved to Australia, like many others, I focused on working hard, saving, and eventually buying a home. Back home in India, owning property is a big deal — a symbol of security and success. I brought that mindset with me.

But over the years, I realised property in Australia isn’t just something to own and feel proud of — it can be a powerful tool to build long-term wealth if you approach it the right way.

Looking back on my own journey — the mistakes, the wins, and everything in between — here are a few honest lessons I’ve picked up.

1. You Need a Plan, Not Just a Property

When I bought my first investment property, I had no strategy. I just went with what I could afford and what sounded familiar. That’s it.

It wasn’t a disaster, but I quickly realised that without a bigger picture, I was just hoping for the best. If you're thinking long term — whether it's building passive income or hitting a retirement goal — you need a clear roadmap.

Things like:

• What’s your borrowing capacity?

• What’s your goal: growth, cash flow, or both?

• How many properties will it take to get there?

It’s hard to hit a target if you don’t know what you’re aiming for.

2. It’s About the Suburb, Not Just the House

In the beginning, I used to focus too much on the property itself — does it look nice? Is it renovated? Would I live here?

Later, I realised none of that mattered. A great-looking house in the wrong suburb will underperform, while an average house in a strong suburb can be a winner.

Now I look at things like:

• Rental demand

• Population growth

• Infrastructure projects

• What the data says — not what’s trending on social media

Pick the location first. The property comes second.

3. Forget Emotions. Stick to the Numbers.

This one was hard at first. We’re used to looking at property emotionally — especially when coming from a culture where real estate is deeply personal.

But investing is different. It’s not about liking the kitchen or imagining your kids in the backyard. It’s about what the numbers tell you.

Before I buy anything now, I look at:

• Yield

• Cash flow after expenses

• Risk factors

• What happens if interest rates go up?

It’s a business decision, not a personal one.

4. Results Take Time - Don’t Rush It

Early on, I’d check property values every few months, hoping for instant gains. But the truth is, most real results come from buying well and holding for the long term.

Some of my best-performing properties weren’t exciting at the time — but they quietly grew over 7–10 years while the market did its thing.

If you’re in it for long-term wealth, patience will reward you more than timing the market ever will.

5. You Don’t Have to Do Everything Yourself

When I started out, I did everything alone — reading forums, talking to agents, negotiating deals. It took up all my spare time, and honestly, I still made basic mistakes.

Eventually I realised the value of having the right people around:

• A good broker who understands investor lending

• An accountant who knows how to structure things

• A buyer’s agent who can help find the right opportunities

• A solid property manager who treats it like a business

Trying to save a few thousand upfront can cost you much more in the long run.

If you’ve moved to Australia and want to grow wealth through property, know this: it’s 100% possible. But it’s not just about working hard and hoping the market does the rest. You need the right approach.

What’s helped me most is:

• Being clear about my goals

• Focusing on research over emotion

• Playing the long game

• Surrounding myself with the right support

That’s what led me to start SharpInvestors — to help others like me make smarter property decisions, avoid common mistakes, and build something meaningful for the future.

If this resonates with you, feel free to connect. Whether you’re just starting out or looking to level up, I’m always happy to share what I’ve learned.